It’s not just death that can impact on you and or/your family. What if you or your partner are diagnosed of a serious and potentially life threatening and/or life changing illness or disability, and you need capital to help you pay off a mortgage or other loans, and to help you adapt your lifestyle accordingly?
We can help you establish a financial solution that will provide you with a lump sum on diagnosis of a serious illness or condition. Many critical illness contracts now can include provision for a host of additional benefits, including a percentage of the total benefit being paid on diagnosis for less critically severe illnesses or conditions, access to a ‘best doctors’ service that gives you access to expert second opinions, and even a built-in child benefit.
The diversity of cover options, terms and conditions, means that expert independent advice is therefore vital. And Critical Illness’ can even be combined with your life assurance where cover can be incorporated within a single combined plan.
We can explain the different options and costs, independently select a suitable solution from the market, and provide you with our written recommendations. We can then assist you with the application process, facilitate any necessary medical or financial underwriting, and ensure that correct policy documentation is provided to you.
Although you may already have critical illness cover through your employer, this may only cover you and not your partner, and it is important to remember that the benefit will normally cease should you leave service – so it can be a prudent strategy to ensure that you always have in place some level of independent critical illness cover.
In2Matrix © 2016. All rights reserved.
In2Matrix (UK) Limited is a trading style of In2Planning Limited, registered in Scotland, registration number No SC181076. Registered office - 36 Church Street, Inverness, IV1 1EH.
Authorised and regulated by the Financial Conduct Authority. FCA 456198