Professional Liability Insurance

This type of insurance cover would protect your business from any claims of negligence towards you and is sometimes called Errors & Omission insurance (E&O). It can also cover claims from any services provided previously or work done anywhere in the world.


Small businesses that provide professional services or give advice to clients should consider purchasing professional liability insurance would need Professional Liability Insurance.


Professional liability insurance provides protection when a small business owner is sued for negligence when their work doesn't meet a client's expectations.



Professional liability insurance offers different types of coverage for small businesses:


  • Alleged or actual negligence – Protects a business against actual or alleged errors and omissions when providing professional services, such as giving incorrect advice, an omission, or failing to deliver a service.
  • Defense costs – Provides legal defense when a covered claim is reported.
  • Personal injury (e.g., libel or slander) – Can provide protection for small businesses against both libel and slander if it’s committed as part of your professional services.
  • Copyright infringement – Can provide coverage for damages or claims expenses for copyright infringement.


Professional liability insurance can also offer coverage for claims from services provided in the past and work performed anywhere in the world.











One insurance solution for your global business



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In2Matrix (UK) Limited is a trading style of In2Planning Limited, registered in Scotland, registration number No SC181076. Registered office - 36 Church Street, Inverness, IV1 1EH.

Authorised and regulated by the Financial Conduct Authority. FCA 456198